Dr. Hussam ElBakry FCCA- CRMA- CIA- CISA- CFE

Dr Hussam has over 35 years with exceptional hands-on experience in internal audits, forensic investigations, Human Capital Development & Management (Talent & People Management) and financial accounting having worked for PWC, KPMG, Arthur Anderson and Abu Dhabi Accountability Authority (ADAA)

Mr. MC Shekar FCCA- CISA

Mr. Shekar has over 35 years with exceptional hands-on experience in in the areas of Financial Assurance and Advisory Services, Information Systems Assurance and Advisory Services, Corporate Governance, Risk Evaluation & Management, Business Process Re-engineering, System Implementation and Compliance Services. Worked as Consultant on IS Assurance and Advisory services, SOX compliance services for US corporations, with M/S PKF S&S, a pan-Indian firm of auditors. Earlier associated with Abu Dhabi Accountability Authority (ADAA), Abu Dhabi; and with Ernst & Young in the Middle East. Have performed financial and/or technology audits and consultancy services for commercial banking organizations, sovereign wealth funds, airlines, airport servicing companies, aircraft maintenance companies, oil & gas exploration and transportation companies, petrochemical companies, trading and contracting companies, hospitality sector organization and hospitals. A keen analyst with exceptional analytical, negotiation, presentation and inter-personal skills with sound knowledge of finance and technology practices

Mr. Ali Hussien AL Banna

Executive Director of Services and Government Relations

Executive Director of Services and Government Relations

Mr. Nabil Al Zaher

Funding and credit portfolio management partner

  Work to provide banking facilities of all kinds to companies and institutions in all sectors. Assisting companies in terms of reducing the cost of financing, providing liquidity, improving the conditions of existing credit facilities, rescheduling and structuring, feasibility studies. Exiting from one bank to another to ensure better financing terms and costs. Portfolio management. Debt collection. Credit risk management. Executive Director of Project Finance and Investment Portfolios The practical experience of Mr. Nabil 22 years of experience in corporate banking and operations He obtained extensive experience through his work in Al Masraf Bank and his work as financial manager for major business groups and holding companies in the Middle East. Mr. Nabil obtained multiple experiences in the field of managing credit and investment portfolios with major financial consulting companies. Establishing new borrowing relationships, preparing the required credit and financial analysis according to The Bank’s policies and procedures to enhance the Bank’s market share Develop and maintain strong working relationships with all existing customers at key levels to improve utilization of approved facilities. Promote a sales and service culture and support the Head of Commercial Banking when required. Profitably grow commercial banking business, while managing risk in order to achieve strong set objectives. A member of the Commercial Credit Committee (by delegation) is responsible for approving cases within the limits of pre-determined authorization. Monitoring accounts on a daily basis, negotiating with clients to settle past dues and past dues and restructuring outstanding commitments to reduce credit/default risk. Reviewing legal documents in accordance with the terms and conditions of the terms and conditions sheet with feedback from the legal advisor if necessary. Working on providing banking facilities of all kinds to companies and institutions in all sectors. . Previous experiences of Mr. Nabil Dealing with the accounts of large companies in various sectors, as well as non-banking financial institutions locally and internationally that have established a relationship with the bank. The size of the portfolio is about 1.2 billion. AED Proactive in establishing and developing a portfolio of corporate clients in line with management strategy Marketing existing and new relationships with net worth ranging from AED 50m to AED 500m across various industries such as Real Estate, Oil & Gas and Contracting. Managing a portfolio of AED 500 million funded and unfunded facilities generating a profit of AED 35 million annually through interest and fee income. and commissions Developing a credit proposal for existing and new customers in accordance with the bank’s risk standards and customer requirements. and trade Ensure new relationships receive the right mix of capital expenditure and working capital facilities while maximizing revenue for the Bank

Dr. Hussam ElBakry FCCA- CRMA- CIA- CISA- CFE

Dr Hussam has over 35 years with exceptional hands-on experience in internal audits, forensic investigations, Human Capital Development & Management (Talent & People Management) and financial accounting having worked for PWC, KPMG, Arthur Anderson and Abu Dhabi Accountability Authority (ADAA)

Mr. MC Shekar FCCA- CISA

Mr. Shekar has over 35 years with exceptional hands-on experience in in the areas of Financial Assurance and Advisory Services, Information Systems Assurance and Advisory Services, Corporate Governance, Risk Evaluation & Management, Business Process Re-engineering, System Implementation and Compliance Services. Worked as Consultant on IS Assurance and Advisory services, SOX compliance services for US corporations, with M/S PKF S&S, a pan-Indian firm of auditors. Earlier associated with Abu Dhabi Accountability Authority (ADAA), Abu Dhabi; and with Ernst & Young in the Middle East. Have performed financial and/or technology audits and consultancy services for commercial banking organizations, sovereign wealth funds, airlines, airport servicing companies, aircraft maintenance companies, oil & gas exploration and transportation companies, petrochemical companies, trading and contracting companies, hospitality sector organization and hospitals. A keen analyst with exceptional analytical, negotiation, presentation and inter-personal skills with sound knowledge of finance and technology practices

Mr. Ali Hussien AL Banna

Executive Director of Services and Government Relations

Executive Director of Services and Government Relations

Mr. Nabil Al Zaher

Funding and credit portfolio management partner

  Work to provide banking facilities of all kinds to companies and institutions in all sectors. Assisting companies in terms of reducing the cost of financing, providing liquidity, improving the conditions of existing credit facilities, rescheduling and structuring, feasibility studies. Exiting from one bank to another to ensure better financing terms and costs. Portfolio management. Debt collection. Credit risk management. Executive Director of Project Finance and Investment Portfolios The practical experience of Mr. Nabil 22 years of experience in corporate banking and operations He obtained extensive experience through his work in Al Masraf Bank and his work as financial manager for major business groups and holding companies in the Middle East. Mr. Nabil obtained multiple experiences in the field of managing credit and investment portfolios with major financial consulting companies. Establishing new borrowing relationships, preparing the required credit and financial analysis according to The Bank’s policies and procedures to enhance the Bank’s market share Develop and maintain strong working relationships with all existing customers at key levels to improve utilization of approved facilities. Promote a sales and service culture and support the Head of Commercial Banking when required. Profitably grow commercial banking business, while managing risk in order to achieve strong set objectives. A member of the Commercial Credit Committee (by delegation) is responsible for approving cases within the limits of pre-determined authorization. Monitoring accounts on a daily basis, negotiating with clients to settle past dues and past dues and restructuring outstanding commitments to reduce credit/default risk. Reviewing legal documents in accordance with the terms and conditions of the terms and conditions sheet with feedback from the legal advisor if necessary. Working on providing banking facilities of all kinds to companies and institutions in all sectors. . Previous experiences of Mr. Nabil Dealing with the accounts of large companies in various sectors, as well as non-banking financial institutions locally and internationally that have established a relationship with the bank. The size of the portfolio is about 1.2 billion. AED Proactive in establishing and developing a portfolio of corporate clients in line with management strategy Marketing existing and new relationships with net worth ranging from AED 50m to AED 500m across various industries such as Real Estate, Oil & Gas and Contracting. Managing a portfolio of AED 500 million funded and unfunded facilities generating a profit of AED 35 million annually through interest and fee income. and commissions Developing a credit proposal for existing and new customers in accordance with the bank’s risk standards and customer requirements. and trade Ensure new relationships receive the right mix of capital expenditure and working capital facilities while maximizing revenue for the Bank

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